Infrastructure for issuing, governing, accessing and settling value across channels and organisations.
Value should not be trapped inside the system that created it. The paper defines Digital Value, sets out the architecture that separates value from its interface, and describes PromoCore in production.
Digital Value: The Foundation Paper
Programmable value, controlled interoperability, multi-channel access, settlement, and the move from payment infrastructure to value infrastructure.
Beyond Issuer-Acquirer: The Issuceptor Model for Digital Value Networks
How card networks move money, where that model stops fitting, and the network Digital Value needs, in which one entity can both issue and accept value.
An entity should be able to issue value and accept value on the same network.
The issuer-acquirer model is the right architecture for moving money. This paper describes a different network for programmable value, where roles are set by each programme rather than by the type of institution. It builds on Research 01.